@font-face{font-family:Jost;src:url('assets/Jost.ttf') format('truetype');font-weight:100 900;font-display:swap}
@font-face{font-family:Atkinson;src:url('assets/AtkinsonHyperlegible-Regular.ttf') format('truetype');font-weight:400;font-display:swap}
@font-face{font-family:Atkinson;src:url('assets/AtkinsonHyperlegible-Bold.ttf') format('truetype');font-weight:700;font-display:swap}
:root{--ink:#1f1b1a;--charcoal:#2e2a29;--stone:#837f73;--muted:#625e55;--sand:#e7decd;--cream:#f7f4ef;--paper:#fffefa;--line:#d8d1c5;--positive:#345c43;--negative:#9a352c;--radius:12px;--shadow:0 4px 20px #1f1b1a05;--font-body:Atkinson,Arial,sans-serif;--font-heading:Jost,Arial,sans-serif;color-scheme:light;font-family:var(--font-body);font-size:16px;color:var(--ink);background:var(--cream);font-synthesis:none}
*{box-sizing:border-box}body{margin:0;line-height:1.55}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button,a{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.55}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #86673b;outline-offset:4px}img,svg{max-width:100%}img{height:auto}button svg,.button svg{width:18px;height:18px;flex:none}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{font-family:var(--font-heading);font-weight:500;line-height:1.18;letter-spacing:-.025em}h1{font-size:clamp(2.1rem,3.2vw,3.3rem);margin-bottom:14px}h2{font-size:1.6rem}h3{font-size:1.25rem}p{margin-bottom:1rem}p:last-child{margin-bottom:0}[hidden]{display:none!important}.skip-link{position:fixed;z-index:200;left:16px;top:-80px;background:var(--ink);color:white;padding:12px 20px;border-radius:6px}.skip-link:focus{top:16px}
.sidebar{position:fixed;inset:0 auto 0 0;width:250px;padding:32px 20px 22px;background:var(--paper);border-right:1px solid var(--line);z-index:60;display:flex;flex-direction:column;overflow-y:auto}.brand{display:block;text-align:center;padding:0 20px 24px;text-decoration:none}.brand img{width:152px;max-height:115px;object-fit:contain}.brand-caption{font-family:var(--font-heading);display:block;font-size:.65rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;margin-top:16px}.nav-heading{font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--muted);margin:20px 13px 12px}.stage-nav{display:flex;flex-direction:column;gap:5px}.stage-nav a{display:flex;align-items:center;gap:12px;min-height:52px;padding:9px 12px;text-decoration:none;border-radius:7px;color:var(--muted);font-size:.91rem;transition:background .18s,color .18s}.stage-nav a:hover{background:var(--cream);color:var(--ink)}.stage-nav a[aria-current=page],.stage-nav a.active{background:var(--ink);color:var(--paper)}.nav-num{font-family:var(--font-heading);font-size:.75rem;min-width:23px;display:grid;place-items:center;width:25px;height:25px;border:1px solid var(--line);border-radius:50%;line-height:1}.stage-nav a[aria-current=page] .nav-num,.stage-nav a.active .nav-num{border-color:#ffffff55;color:var(--sand)}.nav-copy{flex:1}.nav-done{font-size:.8rem;font-weight:700}.sidebar-foot{margin-top:auto;padding:28px 12px 0;color:var(--muted);font-size:.76rem;line-height:1.5}.sidebar-foot p{margin:0 0 10px}.sidebar-foot a{display:inline-flex;align-items:center;min-height:44px}.workspace{margin-left:250px;min-height:100vh}.topbar{height:76px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:20px;padding:0 42px;background:var(--cream)}.breadcrumb{font-size:.82rem;color:var(--muted)}.breadcrumb strong{font-weight:400;color:var(--ink)}.top-actions{display:flex;align-items:center;gap:20px}.save-status{font-size:.75rem;color:var(--muted);display:flex;align-items:center;gap:7px}.save-status:before{content:'';width:6px;height:6px;background:var(--positive);border-radius:50%}.mobile-brand,[data-action=menu],.mobile-menu{display:none}.content{max-width:1284px;margin:auto;padding:46px 42px 60px;min-width:0}.page-heading{max-width:820px;margin-bottom:32px}.eyebrow{font-family:var(--font-heading);font-size:.7rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}.lede{color:var(--muted);font-size:1.08rem;line-height:1.65;max-width:680px}.hero{display:grid;grid-template-columns:1.2fr 1fr;background:var(--sand);border:1px solid #dbd1bd;border-radius:var(--radius);overflow:hidden;margin-bottom:32px;min-height:310px}.hero-copy{padding:38px 36px;position:relative;z-index:1}.hero h1{font-size:clamp(2.2rem,3.4vw,3.5rem);max-width:480px}.hero .lede{color:#554c41;max-width:410px;font-size:1.04rem}.hero-art{display:flex;align-items:flex-end;justify-content:center;overflow:hidden;min-height:270px;background:#dfd5c3}.hero-art svg{width:100%;height:100%;object-fit:cover}.hero-note{font-size:.75rem;color:var(--muted);margin:16px 0 0;line-height:1.5}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:46px;border:1px solid var(--ink);border-radius:6px;padding:11px 18px;font-size:.88rem;font-weight:700;line-height:1.3;text-decoration:none;background:var(--paper);color:var(--ink);transition:background .18s,color .18s,border-color .18s;max-width:100%;text-align:center}.button:hover{background:var(--sand);text-decoration:none}.button.primary{background:var(--ink);color:var(--paper)}.button.primary:hover{background:#49423e;border-color:#49423e}.button.secondary{background:transparent;border-color:#b5aa98}.button.secondary:hover{background:var(--sand)}.button.small{min-height:44px;padding:9px 13px;font-size:.8rem}.button.text{border-color:transparent;background:transparent;text-decoration:underline;text-underline-offset:4px;padding-inline:8px}.button.text:hover{background:var(--sand)}.button.danger{border-color:var(--negative);color:var(--negative)}.button-row{display:flex;flex-wrap:wrap;align-items:center;gap:12px}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:30px 0 17px}.section-heading h2{font-size:1.4rem;margin:0}.section-heading p{font-size:.8rem;color:var(--muted);margin:0}.stage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.stage-card{position:relative;display:flex;flex-direction:column;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:23px;text-decoration:none;box-shadow:var(--shadow);transition:border-color .18s,background .18s;min-width:0}.stage-card:hover{border-color:var(--stone);background:#fff}.step-num{font-family:var(--font-heading);font-weight:400;font-size:.8rem;color:var(--muted);display:flex;align-items:center;justify-content:center;width:33px;height:33px;border:1px solid var(--line);border-radius:50%;margin-bottom:20px}.card-title{font-family:var(--font-heading);font-size:1.25rem;line-height:1.2;font-weight:500;letter-spacing:-.015em;margin:0 0 9px}.card-desc{font-size:.88rem;color:var(--muted);line-height:1.55;margin:0 0 20px}.card-link{margin-top:auto;padding-top:2px;display:flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700}.card-link svg{width:15px;height:15px}.dashboard-bottom{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}.panel{padding:26px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);min-width:0;box-shadow:var(--shadow)}.panel-title{font-size:1.25rem;margin-bottom:12px}.panel-heading{display:flex;align-items:center;gap:12px;margin-bottom:24px}.panel-heading h2,.panel-heading h3{margin:0;font-size:1.35rem}.section-number{display:grid;place-items:center;flex:none;width:29px;height:29px;border:1px solid var(--line);border-radius:50%;font-family:var(--font-heading);font-size:.8rem;color:var(--muted)}.panel>p,.panel>ul,.panel>ol{font-size:.94rem;color:var(--muted)}.panel ul,.panel ol{padding-left:21px}.panel li+li{margin-top:8px}.tool-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:24px;align-items:start}.form-stack{display:flex;flex-direction:column;gap:22px;min-width:0}.tool-layout>aside,.tool-layout>.result-card,.tool-layout>.sticky-results{position:sticky;top:24px;min-width:0}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 22px}.field{min-width:0}.field.wide,.fields>.wide{grid-column:1/-1}.field label{display:block;font-size:.87rem;font-weight:700;line-height:1.4;margin-bottom:8px}.field input,.field select,.field textarea{display:block;width:100%;min-width:0;min-height:46px;color:var(--ink);background:#fff;border:1px solid #b4aa99;border-radius:5px;padding:10px 12px;line-height:1.35}.field textarea{min-height:102px;resize:vertical}.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--muted)}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--ink)}.field input::placeholder,.field textarea::placeholder{color:#716b60;opacity:1}.input-wrap{position:relative}.input-prefix{position:absolute;left:13px;top:12px;color:var(--muted);pointer-events:none;line-height:1.35}.input-wrap:has(.input-prefix) input{padding-left:29px}.input-suffix{position:absolute;right:13px;top:12px;color:var(--muted);pointer-events:none}.hint{font-size:.77rem;color:var(--muted);line-height:1.5;margin:7px 0 0}.field-error{font-size:.78rem;color:var(--negative);line-height:1.4;margin:6px 0 0}.field input.field-invalid,.field select.field-invalid,.field textarea.field-invalid{border:2px solid var(--negative);background:#fff9f7}.result-card{background:var(--ink);color:var(--paper);border-radius:var(--radius);padding:27px 25px;overflow-wrap:anywhere}.result-kicker{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--sand);margin:0 0 11px}.result-amount{font-family:var(--font-heading);font-weight:400;font-size:2.6rem;line-height:1.15;letter-spacing:-.025em;margin-bottom:12px;font-variant-numeric:tabular-nums}.result-detail{color:#ddd5c8;font-size:.83rem;line-height:1.55}.result-lines{margin-top:23px;border-top:1px solid #ffffff30}.result-line{display:flex;justify-content:space-between;align-items:baseline;gap:14px;font-size:.82rem;border-bottom:1px solid #ffffff20;padding:12px 0}.result-line>span:first-child{color:#ddd5c8}.result-line strong{font-weight:400;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.result-status{padding:12px 0 0;font-size:.86rem}.positive{color:var(--positive)}.negative{color:var(--negative)}.result-card .positive{color:#b6d6bc}.result-card .negative{color:#ffb8a7}.result-card .hint{color:#ddd5c8}.result-card .button{margin-top:18px;background:var(--sand);border-color:var(--sand);color:var(--ink)}.notice{background:#ede8de;border:1px solid #d7cebd;border-left:3px solid var(--stone);padding:16px 18px;border-radius:6px;font-size:.86rem;line-height:1.6;margin:18px 0;color:#514a3f}.notice p{margin:0 0 7px}.notice.warning{background:#f7eee0;border-color:#d9b985;border-left-color:#a7782e;color:#674a1e}.notice.success{background:#edf2eb;border-color:#c3d1bc;border-left-color:var(--positive);color:var(--positive)}.source-links{font-size:.76rem;color:var(--muted);line-height:1.65;margin-top:18px}.source-links a{display:inline-block;margin-right:12px;overflow-wrap:anywhere}.checklist{display:flex;flex-direction:column;gap:4px}.check-item{display:flex;align-items:flex-start;gap:11px;min-height:44px;padding:10px 0;font-size:.91rem}.check-item input[type=checkbox]{accent-color:var(--ink);width:20px;height:20px;flex:none;margin:2px 0 0;cursor:pointer}.check-item label{cursor:pointer;flex:1;line-height:1.5;min-width:0}.check-item label small{display:block;color:var(--muted);font-size:.78rem;margin-top:4px}.check-item:has(input:checked) label{color:var(--muted)}details.disclosure{border:1px solid var(--line);border-radius:7px;background:var(--paper);padding:0 18px;margin-top:14px}details.disclosure summary{cursor:pointer;min-height:48px;padding:13px 20px 13px 0;font-size:.87rem;font-weight:700}details.disclosure[open]{padding-bottom:18px}details.disclosure p,details.disclosure li{font-size:.85rem;color:var(--muted)}details.disclosure>div{padding-top:7px}.compare-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:start}.compare-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:24px;min-width:0}.compare-card h2{font-size:1.4rem;margin-bottom:22px}.compare-card .fields{grid-template-columns:1fr;gap:17px}.compare-card .metric{padding:17px;margin-top:20px}.compare-card .result-amount{font-size:2rem}.deadline-list{display:flex;flex-direction:column;gap:18px}.deadline-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:25px;min-width:0}.deadline-card h3{margin-bottom:20px}.deadline-card .fields{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.program-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.program-card{padding:25px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);min-width:0}.program-card h2,.program-card h3{font-size:1.35rem;margin:14px 0 12px}.program-card p{font-size:.9rem;color:var(--muted)}.program-card .button{margin-top:8px}.tag{display:inline-flex;align-items:center;border:1px solid #d5cbb8;border-radius:4px;background:var(--cream);padding:4px 8px;font-size:.66rem;letter-spacing:.07em;text-transform:uppercase;color:#625848;line-height:1.4}.stage-footer{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:27px;margin-top:32px;border-top:1px solid var(--line)}.completion-toggle{font-size:.86rem;display:flex;align-items:center;gap:10px;min-height:44px}.completion-toggle input{accent-color:var(--ink);width:20px;height:20px}.stage-footer .prevnext{display:flex;gap:12px;flex-wrap:wrap}.metric-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-bottom:24px}.metric{background:#eee8dd;border:1px solid #ded5c4;border-radius:8px;padding:20px;min-width:0}.metric-label{font-size:.75rem;color:var(--muted);margin-bottom:7px}.metric-number{font-family:var(--font-heading);font-size:1.7rem;font-weight:400;line-height:1.2;letter-spacing:-.025em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.tool-tile{display:flex;align-items:center;justify-content:space-between;gap:15px;background:var(--paper);border:1px solid var(--line);padding:20px;border-radius:8px;text-decoration:none;min-height:90px}.tool-tile:hover{border-color:var(--stone);background:#fff}.tool-tile strong{font-family:var(--font-heading);font-size:1.15rem;font-weight:500}.tool-tile p{font-size:.8rem;color:var(--muted);margin:4px 0 0}.tool-tile svg{width:20px;height:20px;flex:none}.resource-list{display:flex;flex-direction:column;gap:0}.resource-item{padding:22px 0;border-bottom:1px solid var(--line);overflow-wrap:anywhere}.resource-item:first-child{padding-top:0}.resource-item h3{font-size:1.18rem;margin-bottom:7px}.resource-item p{font-size:.87rem;color:var(--muted);margin-bottom:8px}.resource-item>a{font-size:.85rem}.glossary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.glossary-grid details{padding:0 19px;border:1px solid var(--line);background:var(--paper);border-radius:8px}.glossary-grid summary{padding:16px 0;min-height:52px;font-weight:700;font-size:.9rem;cursor:pointer}.glossary-grid details p{font-size:.87rem;color:var(--muted);margin-bottom:19px}.export-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.export-card{padding:27px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);min-width:0}.export-card h2,.export-card h3{font-size:1.35rem;margin-bottom:12px}.export-card p{font-size:.89rem;color:var(--muted)}.export-card .button{margin-top:13px}.export-options{margin:18px 0}.export-options .check-item{padding:7px 0}.data-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}.privacy-note{font-size:.79rem;color:var(--muted);line-height:1.6;margin-top:17px;max-width:750px}.progress-track{height:5px;background:var(--sand);border-radius:9px;overflow:hidden;margin:12px 0}.progress-fill{height:100%;background:var(--ink);border-radius:9px}.muted{color:var(--muted)}.small{font-size:.82rem}.toast{position:fixed;bottom:24px;left:calc(50% + 125px);transform:translateX(-50%);background:var(--ink);color:var(--paper);box-shadow:0 6px 30px #0002;max-width:min(540px,calc(100vw - 32px));padding:14px 21px;border-radius:7px;z-index:150;font-size:.88rem;pointer-events:none;opacity:0;transition:opacity .18s}.toast.visible,.toast.show{opacity:1}dialog{border:1px solid var(--line);border-radius:12px;background:var(--paper);padding:30px;max-width:480px;width:calc(100% - 32px);box-shadow:0 20px 80px #0003;color:var(--ink)}dialog::backdrop{background:#1f1b1a66}dialog h2{font-size:1.7rem}dialog p{color:var(--muted);font-size:.93rem}.dialog-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:flex-end;margin-top:26px}.menu-backdrop{display:none}
#print-view{background:#e9e5dd;min-height:100vh;padding-bottom:40px}.print-toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px max(24px,calc((100vw - 900px)/2));background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.report-body{background:white;max-width:850px;margin:32px auto;padding:60px;color:var(--ink);box-shadow:0 4px 30px #0001;font-size:12px}.report-logo{width:125px;max-height:100px;object-fit:contain;margin-bottom:30px}.report-body h1{font-size:32px}.report-body h2{font-size:24px;margin-bottom:18px}.report-body h3{font-size:18px;margin-bottom:12px}.report-meta{font-size:11px;color:var(--muted);margin-bottom:26px}.report-section{border-top:1px solid var(--line);padding-top:28px;margin-top:32px}.report-section:first-child{border-top:0;padding-top:0;margin-top:0}.report-table{border-collapse:collapse;width:100%;table-layout:fixed;margin:15px 0 20px;font-size:11px}.report-table th,.report-table td{padding:10px 9px;border-bottom:1px solid #d8d1c5;text-align:left;vertical-align:top;overflow-wrap:anywhere}.report-table th{font-weight:700;background:var(--cream)}.report-table th:first-child,.report-table td:first-child{width:38%}.report-table tr{break-inside:avoid}.report-table thead{display:table-header-group}.report-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.report-note{font-size:10px;color:var(--muted);background:var(--cream);padding:12px;margin-top:18px;white-space:pre-wrap;overflow-wrap:anywhere}.report-body ul{padding-left:20px}.report-body li{margin-bottom:9px;break-inside:avoid}.report-body .metric-number{font-size:25px}.report-body .metric-label{font-size:10px}.report-body .metric{padding:14px}.report-body p,.report-body dd{overflow-wrap:anywhere;white-space:pre-wrap}.report-open #app,.report-open .skip-link{display:none}
/* Application composition and complete accessible helper styles. */
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.brand{padding:0 20px 12px}.brand img{width:140px;max-height:86px}.brand-caption{text-align:center;margin:3px 0 12px;font-size:.6rem;letter-spacing:.13em}.nav-heading{margin-top:10px}.stage-nav{gap:2px}.stage-nav a{min-height:47px}.nav-done svg{width:15px;height:15px}.sidebar-links{display:flex;flex-direction:column;gap:0;margin-top:18px;padding:13px 0 0;border-top:1px solid var(--line)}.sidebar-links a{display:flex;align-items:center;gap:10px;min-height:44px;border-radius:6px;padding:9px 12px;font-size:.79rem;text-decoration:none;color:var(--muted)}.sidebar-links a:hover,.sidebar-links a[aria-current=page]{background:var(--cream);color:var(--ink)}.sidebar-links a svg{width:16px;height:16px}.sidebar-foot{display:flex;align-items:center;gap:12px;padding:18px 12px 0;font-size:.7rem}.sidebar-foot p{margin:0}.mini-mark{font-family:var(--font-heading);font-size:1.5rem;letter-spacing:-.12em;font-weight:300;border:1px solid #bfb5a2;display:grid;place-items:center;width:35px;height:39px;padding-right:3px;color:var(--ink);flex:none}.topbar{justify-content:flex-start;gap:12px}.topbar .menu-button{display:none}.breadcrumb{white-space:nowrap;text-decoration:none;font-size:.76rem}.breadcrumb-divider{font-size:.75rem;color:var(--stone)}.breadcrumb-current{flex:1;font-size:.76rem;line-height:1.4;color:var(--muted)}.top-actions{margin-left:auto;gap:15px;flex:none}.save-status.negative:before{background:var(--negative)}.hero-art{position:relative;display:flex;flex-direction:column;justify-content:space-between;align-items:stretch;padding:26px;color:#716554}.art-caption{display:flex;justify-content:space-between;gap:15px;font-family:var(--font-heading);font-size:10px;letter-spacing:.12em;line-height:1.5}.hero-art svg{width:100%;height:auto;min-height:170px;object-fit:contain;flex:1}.art-footer{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;font-size:.75rem;line-height:1.4}.art-mark{font-family:var(--font-heading);font-size:2.2rem;line-height:1;letter-spacing:-.12em;font-weight:300;padding-right:4px}.hero-note{display:flex;align-items:center;gap:6px}.hero-note svg{width:14px;height:14px;flex:none}.progress-track{height:4px;background:var(--line);border-radius:8px;overflow:hidden;margin:0 0 17px}.progress-track>span{display:block;height:100%;background:var(--ink);border-radius:8px}.journey .section-heading .eyebrow{margin-bottom:8px}.stage-card .card-link{align-self:flex-end;margin-top:auto}.stage-card 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.stage-review{max-width:560px;flex:1}.stage-review h2{font-size:1.2rem}.stage-review>p{font-size:.85rem;color:var(--muted)}.stage-review>a{display:inline-flex;align-items:center;min-height:44px;font-size:.85rem}.stage-review .field{margin-top:14px}.stage-footer{align-items:flex-end;gap:24px}
.tool-step{border:1px solid var(--line);background:white;border-radius:9px;min-width:0}.tool-step>summary{cursor:pointer;padding:20px 22px;font-family:var(--font-heading);font-size:1.2rem;line-height:1.4}.tool-step>summary>span{display:block;margin-top:5px;font-family:var(--font-body);font-size:.82rem;color:var(--muted)}.tool-step>.panel{border:0;margin:0;border-top:1px solid var(--line);box-shadow:none}.cash-step{padding-bottom:0;margin-top:28px}.cash-step[open]{padding-bottom:24px}.cash-step>.section-heading,.cash-step>.tool-layout{margin-left:22px;margin-right:22px}.cash-step>.section-heading{margin-top:12px}.benchmark-help{margin-bottom:24px}.benchmark-help li{margin-bottom:12px}.benchmark-help ul{padding-left:22px}
.guided-comparisons{grid-template-columns:1fr!important;gap:18px}.guided-comparisons .compare-card>.fields,.guided-comparisons .comparison-detail>.fields{grid-template-columns:repeat(2,minmax(0,1fr))}.guided-comparisons .compare-card{padding:25px}.guided-comparisons .comparison-detail{margin-top:22px}.guided-comparisons .comparison-detail>summary{min-height:48px;padding-block:10px}.add-comparison{margin:18px 0 8px}
.readiness-overview{background:var(--ink);color:var(--cream);padding:28px;border-radius:10px;display:flex;gap:24px;align-items:center;margin-bottom:24px}.readiness-overview h2{color:inherit;font-size:1.6rem}.readiness-overview p{font-size:.9rem;margin-bottom:0;line-height:1.6}.readiness-overview .eyebrow{color:var(--sand);margin-bottom:10px}.readiness-actions{flex:none;max-width:280px;display:grid;gap:12px}.readiness-actions>.button{background:var(--sand);color:var(--ink);white-space:normal}.readiness-actions>a{color:inherit;min-height:44px;display:flex;align-items:center;font-size:.85rem}
#questions-agent-list,#questions-lender-list{overflow-wrap:anywhere}#questions-agent-list li,#questions-lender-list li{margin-bottom:10px}.report-body h2{font-size:1.4rem;margin:24px 0 12px}
@media(max-width:900px){.readiness-overview{display:block}.readiness-actions{max-width:none;margin-top:20px;justify-items:start}.readiness-actions>.button{width:auto}.stage-footer{align-items:stretch}.stage-review{max-width:none}}
@media(max-width:730px){.guided-comparisons .compare-card>.fields,.guided-comparisons .comparison-detail>.fields{grid-template-columns:1fr}.stage-footer{flex-direction:column}.stage-review{width:100%}.cash-step>.section-heading,.cash-step>.tool-layout{margin-inline:14px}.cash-step .tool-layout .panel{padding:19px 16px}.toast{bottom:20px}body:has(.mobile-money-summary) .toast{bottom:105px}.readiness-overview{padding:23px 20px}.readiness-actions>.button{width:100%}.readiness-actions{justify-items:stretch}}
@media(max-width:540px){.guided-task{padding:16px 14px}.guided-task select{font-size:16px}.help-actions{display:grid;grid-template-columns:1fr}.help-actions .button{justify-content:center;font-size:.82rem}.guided-comparisons .compare-card{padding:21px 18px}.tool-step>summary{padding:18px;font-size:1.12rem}.readiness-overview h2{font-size:1.5rem}.print-toolbar{flex-wrap:wrap}.print-toolbar>.button{flex:1;min-width:0;white-space:normal}.export-options .check-item{display:grid;grid-template-columns:22px minmax(0,1fr) 62px}.export-options .check-item>label{min-width:0}.report-table{table-layout:fixed;width:100%;overflow-wrap:anywhere}}
@media print{.report-body h2{font-size:15pt;break-after:avoid;margin:16pt 0 8pt}.report-table{table-layout:fixed;overflow-wrap:anywhere}.report-table td{word-break:normal}.readiness-overview,.inline-help,.stage-review{display:none!important}}

@media screen and (max-width:540px){.report-body .report-table{font-size:14px;line-height:1.5;border:0}.report-body .report-table thead{display:none}.report-body .report-table tr{display:block;border:1px solid var(--line);margin:0 0 12px;border-radius:6px;overflow:hidden}.report-body .report-table td{display:block;border:0;border-top:1px solid var(--line);padding:10px 12px;width:auto!important}.report-body .report-table td:first-child{font-weight:700;background:var(--cream);border-top:0}.report-body .report-table tr:has(td:nth-child(3)) td:not(:first-child):before{content:attr(data-label);display:block;font-size:12px;font-weight:700;color:var(--muted);margin-bottom:4px}.report-body .report-note,.report-body .report-meta{font-size:12px}.report-body .report-sources{font-size:13px;line-height:1.6;overflow-wrap:anywhere}}

/* Official Bauer identity and photography, matched to the brokerage website. */
.hero-editorial{position:relative;display:block;isolation:isolate;min-height:620px;border:0;border-radius:5px;background:var(--charcoal);color:var(--cream);box-shadow:0 12px 36px #1f1b1a12;margin-bottom:42px}
.hero-editorial .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:64% center;z-index:-2}
.hero-editorial .hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(31,27,26,.94) 0%,rgba(31,27,26,.82) 37%,rgba(31,27,26,.23) 76%),linear-gradient(0deg,rgba(31,27,26,.72),transparent 35%);z-index:-1}
.hero-editorial .hero-copy{padding:42px 46px 100px;max-width:635px}
.hero-wordmark{display:block;width:290px;height:auto;margin:0 0 42px;max-width:86%}
.hero-editorial .eyebrow{color:var(--sand);font-size:.64rem;letter-spacing:.18em;margin-bottom:20px}
.hero-editorial h1{color:var(--cream);font-size:clamp(2.7rem,4.5vw,4.4rem);font-weight:300;letter-spacing:-.035em;line-height:1.07;margin-bottom:24px;max-width:560px}
.hero-editorial .lede{color:var(--cream);font-size:1.02rem;line-height:1.75;max-width:415px;margin-bottom:26px}
.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:16px 24px}
.hero-editorial .button.primary{background:var(--sand);border-color:var(--sand);color:var(--ink);min-height:50px;border-radius:3px;padding:14px 22px;transition:background .18s,transform .18s}
.hero-editorial .button.primary:hover{background:var(--cream);border-color:var(--cream);transform:translateY(-2px)}
.hero-secondary{display:inline-flex;align-items:center;min-height:48px;font-size:.83rem;color:var(--cream);text-decoration-thickness:1px;text-underline-offset:5px}
.hero-editorial .hero-note{color:var(--sand);font-size:.76rem;margin-top:22px;display:flex;align-items:center;gap:8px}
.hero-endnote{position:absolute;bottom:0;left:46px;right:46px;display:flex;align-items:center;justify-content:space-between;gap:20px;border-top:1px solid #e7decd60;padding:20px 0;color:var(--sand);font-size:.67rem;letter-spacing:.13em;font-family:var(--font-heading)}
.hero-endnote>span:last-child{font-size:.86rem;letter-spacing:.02em;font-weight:300}
.mobile-wordmark{display:none}.sidebar-foot{display:block!important;border-top:1px solid var(--line);padding:22px 12px 0;margin-top:auto}.sidebar-signature{display:block;width:165px;height:auto;margin-bottom:14px}.sidebar-foot>p{font-size:.73rem;line-height:1.6}
.footer-wordmark{display:block;width:190px;height:auto;margin-bottom:18px}.footer-location{font-family:var(--font-heading);font-size:.65rem;letter-spacing:.14em;color:var(--ink)}
.page-heading h1{font-weight:400}.journey>.section-heading h2{font-weight:400;font-size:1.9rem}.stage-card{border-radius:5px;box-shadow:none;border-color:var(--line)}.stage-card:hover{border-color:var(--stone)}
@media(min-width:1500px){.hero-editorial{min-height:660px}.hero-editorial .hero-copy{padding-top:50px;padding-left:52px}.hero-editorial h1{font-size:4.5rem}.hero-endnote{left:52px;right:52px}}
@media(max-width:1200px){.hero-editorial .hero-copy{padding:36px 34px 94px;max-width:590px}.hero-editorial h1{font-size:3.65rem}.hero-wordmark{width:265px;margin-bottom:34px}.hero-endnote{left:34px;right:34px}.hero-editorial{min-height:610px}}
@media(max-width:900px){.hero-editorial{min-height:605px}.hero-editorial .hero-copy{padding:34px 32px 95px;max-width:570px}.hero-editorial h1{font-size:3.55rem}.hero-wordmark{width:270px}.hero-endnote{left:32px;right:32px}.mobile-wordmark{display:block;width:125px;max-width:125px;height:auto}.breadcrumb-label{display:none}.topbar .breadcrumb{display:flex;align-items:center;min-height:44px}.sidebar-foot{display:none!important}}
@media(max-width:540px){.hero-editorial{min-height:0;border-radius:4px;margin-bottom:32px}.hero-editorial .hero-photo{object-position:60% center}.hero-editorial .hero-shade{background:linear-gradient(90deg,rgba(31,27,26,.92),rgba(31,27,26,.66)),linear-gradient(0deg,rgba(31,27,26,.8),transparent 45%)}.hero-editorial .hero-copy{padding:30px 26px 96px}.hero-wordmark{width:230px;max-width:100%;margin-bottom:34px}.hero-editorial .eyebrow{font-size:.58rem;letter-spacing:.12em;line-height:1.6;max-width:230px;margin-bottom:18px}.hero-editorial h1{font-size:2.8rem;max-width:280px;margin-bottom:22px}.hero-editorial .lede{font-size:.94rem;line-height:1.75;max-width:310px;margin-bottom:24px}.hero-actions{display:grid;gap:5px;justify-items:start}.hero-editorial .button.primary{font-size:.84rem;min-height:50px;padding:13px 16px}.hero-secondary{font-size:.8rem;min-height:44px}.hero-editorial .hero-note{font-size:.7rem;line-height:1.5;margin-top:13px}.hero-endnote{left:26px;right:26px;padding:17px 0;font-size:.56rem;letter-spacing:.08em;display:block}.hero-endnote>span:last-child{display:block;margin-top:6px;font-size:.76rem}.topbar .breadcrumb .mobile-wordmark{width:96px;max-width:96px}.topbar .breadcrumb>img{display:block}.journey>.section-heading h2{font-size:1.55rem}.footer-wordmark{width:170px}}
@media print{.hero-editorial{background:white!important;color:var(--ink)!important;min-height:0}.hero-editorial .hero-photo,.hero-shade,.hero-wordmark,.hero-endnote{display:none!important}.hero-editorial .hero-copy{padding:0}.hero-editorial h1,.hero-editorial .lede{color:var(--ink)!important}.footer-wordmark{width:125px}}
@media(max-width:540px){.journey>.section-heading{display:block}.journey>.section-heading .eyebrow{max-width:none;text-align:left}.journey>.section-heading>p{max-width:none;text-align:left;margin-top:12px}}